Here is my situation. I make around 40k, but almost half of it goes to child support. Really I'm living on just above minimum wage.
Every site I look at quotes a catastrophe plan of about $200/month. These plans really don't cover anything unless it is something big. I'm very healthy and haven't even spent more than $1,000 on health care in my entire life. I really need a plan under $100/month if I am going to make ends meet.
It is something I will probably never use, but it will help me avoid the fee. Any suggestions?