My company offers health insurance but they are actively discouraging enrolling by making enrolling difficult. What can i do?

  • by hYperModerN
  • Nov 28,2015
  • 7 answers

I tried to get insurance last year, but I gave up after the said it was too expensive, and multiple phone calls failed to resolve technical issues on their end. This year I am also experiencing technical issues on their end. For example, I was listed at part time instead of full time, and I was listed under the wrong insurance group. Now there are more issues. It seems like a fraudulent attempt for my company to keep from paying the benefits. Is there some method to report, what seem like, fraudulent activity?


LIKE OR DISLIKE:

  

Insurance Answers (7)

mbrcatz 6 months ago

It's not fraudulent activity, most likely. How many hours did you average working? Odds are, if they say you are part time, you are probably part time.

Help others find the most helpful reviews
Was this review helpful to you?  

Bill 6 months ago

They are not required to offer Insurance to part time employees or to anyone if they employ less than 50 people.

Help others find the most helpful reviews
Was this review helpful to you?  

justine 6 months ago

Idk

Help others find the most helpful reviews
Was this review helpful to you?  

Prepper World Bob 6 months ago

sounds like a majorly screwed up company

Help others find the most helpful reviews
Was this review helpful to you?  

Insurance Pickle.com 6 months ago

Report it to the DOL (Department of Labor). They'll look into their practices and issue fines.

Help others find the most helpful reviews
Was this review helpful to you?  

jmm2112 6 months ago

I doubt that your impression is correct. Go see your HR/benefits function or write them a letter if you are geographically separated. "Phone calls" are the worst method you can pick to resolve anything.

Help others find the most helpful reviews
Was this review helpful to you?  

StephenWeinstein 6 months ago

Unless they keep everyone from enrolling, meaning that zero employees in the company enroll, it's not an attempt to keep from paying the benefits. It costs less money to provide the benefit to all the employees than it does to provide it to only some employees. And it costs more to provide it to only one employee than to provide it to some employees. If they provide it to any employees, then getting more employees enrolled reduced the cost, and getting fewer employees decreases the cost.
Some companies even attempt to force employees who don't want or need the insurance to enroll anyway, to keep from paying as much money for the other employees.
I have no idea why the haven't gotten the "technical problems" fixed, but it's not to keep from paying -- it's actually going to make them pay more money, because with fewer employees enrolled, the price for the remaining employees will be much higher.

Help others find the most helpful reviews
Was this review helpful to you?  

Post a Answer

Your comment was successfully posted!

Or use your account on Blog

Error message here!

Hide Error message here!

Forgot your password?

Or register your new account on Blog

Error message here!

Error message here!

Hide Error message here!

Lost your password? Please enter your email address. You will receive a link to create a new password.

Error message here!

Back to log-in

Close