Is there pet life insurance?

  • by Jean-Francois
  • Nov 29,2015
  • 8 answers

I tried googling it but only come across either pet health insurance, or supposed "pet life insurance" plans that are really pet health insurance under a different name. I'm looking for genuine pet life insurance - something that will pay me in case my pet dies unexpectedly, from anything other than old age or hereditary conditions, or whatever's stipulated in the contract.
Pet health insurance is unreasonably expensive and not worth it in my opinion. Pet life insurance I expect would be cheaper, and may be worth it. This is why I am looking into pet life insurance policies.
Why do companies have to say they're selling pet life insurance and then when they describe what it is, it's really pet health insurance? It's a waste of people's time.
Any help is appreciated.


LIKE OR DISLIKE:

  

Insurance Answers (8)

mbrcatz 6 months ago

Nope. See, pets are property - and an old, dead pet isn't worth anything (to anyone except you). So there's no "value" to insure.

Help others find the most helpful reviews
Was this review helpful to you?  

Bill 6 months ago

No, pets are considered property and have very little monetary value.

Help others find the most helpful reviews
Was this review helpful to you?  

Judy 6 months ago

no.

Help others find the most helpful reviews
Was this review helpful to you?  

StephenWeinstein 6 months ago

There is no life insurance, even for humans, that will pay you in case a death occurs unexpectedly, from anything other than old age or hereditary conditions. Life insurance does pay for death from old age, unless the life insurance just doesn't last long enough for it to be possible to die from old age before the life insurance ends. And life insurance for humans doesn't pay if you kill the human, or pay someone else to do it. With a human, that's rare, and it's called murder. But with pets, it's a lot more common. I don't think insurance could pay if you decide to have the vet put the pet to sleep, because you could just rip off the insurance company by getting insurance and then having the pet put to sleep so you could collect. But if the insurance didn't cover pets that you decided to put to sleep, then you'd have to keep a pet suffering alive just so that you could collect the insurance, and that would be cruel.

Help others find the most helpful reviews
Was this review helpful to you?  

lucy 6 months ago

http://www.wikihow.com/Get-Pet-Life-Insu...
Problem is, you need to google pet funeral or burial life insurance. According to the article I attached, states there are 11 companies in the US, but does not list who they are.
I tried, I got (people) life insurance, or pet health insurance. You might want to call a pet cemetary and ask if they know of any specific company, or your Vet.

Help others find the most helpful reviews
Was this review helpful to you?  

Erik 6 months ago

Maybe they're trying to trick gullible people. Think about it. Life insurance is for when someone is working and supporting a family. So that if that person dies unexpectedly, the family won't be broke and homeless. How on earth would that apply to a pet?

Help others find the most helpful reviews
Was this review helpful to you?  

jmm2112 6 months ago

The purpose of life insurance is to replace lost income for those who financially depend on the insured party. How would that apply to a pet?

Help others find the most helpful reviews
Was this review helpful to you?  

curtisports2 6 months ago

There is no company that issues life insurance policies for pets. There are a few companies that offer policies that will cover cremation or burial costs, plus some other limited costs associated with the death of a pet. These policies are sold by companies that sell pet health insurance. That is why you are being directed to insurance companies that sell pet health insurance. They are the ones selling the cremation/burial coverage.

Help others find the most helpful reviews
Was this review helpful to you?  

Post a Answer

Your comment was successfully posted!

Or use your account on Blog

Error message here!

Hide Error message here!

Forgot your password?

Or register your new account on Blog

Error message here!

Error message here!

Hide Error message here!

Lost your password? Please enter your email address. You will receive a link to create a new password.

Error message here!

Back to log-in

Close