Why, as 18-23 yr old high risk driver you, pay high car insurance BUT as low risk health insured you also pay high insurance rates?

  • by Troy
  • Aug 05,2016
  • 4 answers

Why, as 18-23 yr old high risk driver you, pay high car insurance BUT as low risk health insured you also pay high insurance rates?


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Insurance Answers (4)

SumDude 6 months ago

Obama's "spread the wealth" plan (aka socialism, where you pick up your neighbor's slack)

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Prepper World Bob 6 months ago

you are NOT paying any higher health insurance than anyone else if you are LOW RISK

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Andy L. 6 months ago

For the higher risk in driving, it is understandable.
Less driving experience, more drinking and driving, often more tickets.
As to health insurance, everybody has high rates in the USA.
Your relative rates are low. They just seem high because you don't know what other people pay.

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mbrcatz 6 months ago

"high" is a relative term. an 18 year old pays less than HALF for health insurance, what a 60 year old pays. So while their health insurance is "high", it's nowhere NEAR as high as a 60 year old pays.
Also, the cost for LIFE insurance at 18, is a fraction of the cost as you get older. You can probably by 20 times the limit I have, for the same price I pay for my limit, because I'm decades older than you.

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