I pay 375 for my car note a month and 250 for full coverage a month. Does this seem about right? I'm 20 and about 8 months ago I had gotten a ticket for something I didn't do and finally went to court and was proven not guilty. But I don't know if state farm insurance was high because of my age or because of the traffic ticket. Maybe both. Would I be able to get a cheaper price anywhere else. I'll be 21 in 6 months.