My nephew came over to help my husband build a garage. He fell off the ladder and broke his arm requiring surgery. We filed a claim with our house insurance and they gave him a thousand dollars. His mother wants us to give him another 1500 for medical bills because a lawyer told them they can't get anymore money out of the house insurance and to talk to the homeowners. I feel we have fulfilled our obligation by going through our house insurance and we don't have $1500 just sitting around. What do you suggest?