I recently found myself in a serious situation I need a few opinions.
A few days ago, I was driving on the freeway and suddenly the roads were covered in ice & my car was involved in a 15 car collision at 4am. Everyone on the freeway was spinning out of control and someone basically preformed a pit maneuver on me and caused me to collide in the inevitable pileup in front of us.
Here comes the big issues, my car insurance ended 6 days before I was involved in this accident due to no payment.
(My grandfather insured my car for me and paid monthly but he recently passed away & his bank declined all automatic payments, i'm 22.)
So it never crossed my mind the payments would stop so fast, but my fault I should've asked the bank about this when I notified them.
I found out my license was suspend during the accident due to failure to paying on a speeding ticket 2 month prior. Even though I paid, but it was over 7 days late, they suspended my license and I was suppose to talk to a court representative to reinstate them.
The rep just happily took my money and sent me on my way without notifying of any information of my suspension.
So now Im in this huge situation I have no clue how to go forward with, people are telling me to sue the other drivers that caused the accident, other are saying file bankruptcy.
Oh and heres a bonus, I've had to quit my great paying job due to no transportation because its an hour away. ( Reason why I was on the freeway so early/late. )