Car insurance+home insurance?

  • by Jon
  • Feb 28,2017
  • 8 answers

Car insurance+home insurance?


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Insurance Answers (8)

car253 2 months ago

Sounds like you are getting a good deal. But that depends on where you live and what coverages you have and other stuff. Shop around and get some quotes email or mailed to you so you can see and compare them You probly will not get a better deal than you have now. If you have Allstate for your homeowners insurance then you have had Allstate for a very long time. Allstate no longer sells homeowners insurance for at least the last 10 years. If you are new to Allstate then your homeowners insurance is with one of their broker companies that are not good companies. So, check your homeowners insurance policy.

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Beverly S 2 months ago

It would help to know how much the home is worth since that's a big part of it... but for 4 cars and a home that's not bad. It's actually cheaper as the kids get older.

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Casey Y 2 months ago

First, your state really matters here, as the average cost per vehicle varies by state.
Second, any claims, tickets, etc.?
Third, what sorts of vehicles, any high value?
Fourth, how much coverage do you have on your home?
Far too many factors. Look up the average cost per vehicle in your state (just search for it) to see where you stand. Ultimately though, if you want to see some other rates, you'll need to get some quotes.

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A Hunch 2 months ago

The cost is based on a lot of factors that you don't include here:
- where you live
- how much the cars are worth
- how safe the cars are
- the driving records
- the value of the home
- the deductibles for both home and cars....
There is no way anyone here can remotely guess at what you should be paying...

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babyboomer1001 2 months ago

A good price is $600 for six months for two cars, a 2014 and a 2013, medium priced desirable cars. It is based on more than credit. Location, driving record, age and - yes, your rate will skyrocket when you add two young kids.

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zigzigfan 2 months ago

You have a great price for a Home, 4 vehicles and college age kids!! I was an Agent for Allstate recently, some of my clients in your same dynamic were paying about $1400/ every month!! You should ask about the Platinum package which gets you deductible rewards, unlimited accident forgiveness. Call your Agent to learn about upgrading your coverage. It could save you thousands long term.

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lucy 2 months ago

With 4 vehicles and a home, you would be getting a multi policy discount.
The only way you would know if better, is to talk to an "independent" agent that does business in several companies to see if you can get a better deal or not.

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coraann 2 months ago

It costs very large premiums for any driver UNDER 25 years of age. They are the
ones that have the most accidents, and are the reason why insurance is so
expensive. $ 2500. per child per year is about right, unless he is on your policy.
It would seem as if your premiums are a geed deal.

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