Recently got back from Italy with my daughter from a skiing holiday.
First day, she breaks her wrist - I cant snowboard without her, otherwise she's stuck in the hotel room on her own.
There's nothing to do in the village we were in
No kids clubs
....so the holiday is ruined.
Insurance will only pay out for the unused liftpasses and snowboard hire.
Yes it's in the small print that they won't cover the 'enjoyment of a holiday'
They also state that we used the hotel, and didnt need to change the flights.
So is there a way to cover the holiday, not just the expenses?