Need health insurance. I m applying for Medicare in November 2017, I have a birthday at the end of January and will be 65. Suggestions?

  • by Debbie
  • Mar 31,2017
  • 10 answers

Need health insurance. I m applying for Medicare in November 2017, I have a birthday at the end of January and will be 65. Suggestions?


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Insurance Answers (10)

Dan 4 months ago

Bad news: soon,paul ryan,gop will gut,cut medicaid,medicare

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Elizabeth 4 months ago

if you haven't experienced a qualified life event, you for the life of me cannot buy an individual medical insurance policy outside of the annual open enrollment...
if you have experienced a qualified life event, you can purchase an individual plan direct from the insurer, through an agent or through the federal or your state's insurance marketplace...
no one knows where you live so you'll have to find out what plans are available in your specific location... it doesn't take much effort.........i've just told you how (direct from insurer, agent, federal or state marketplace)...

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tro 4 months ago

you will automatically be sent your application forms, the SSA is not going to omit you from the list of potential subscribers
if you want to start three months ahead of your b'day(if you haven't already been sent the forms by that time) you can go to www.ssa.gov

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Dawn 4 months ago

i like you shall be 65 in january 2018... even though your birthday is the end of january, medicare shall start on 1/1/18...
but, unless you have had a qualifying event, then for the life of me cannot buy insurance now... but, "maybe" able to buy some kind of policy till you are eligible for medicare...
call and talk to an agent that could advise you...

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efflandt 4 months ago

Welcome to the club. I start Medicare Part B in May 2017 because I lost my job Nov 2015 and after looking for another job decided that my time would be better spend managing my IRA investments until I decide to start collecting SS.
It is somewhat confusing in that there are Advantage plans that may be less expensive to no additional cost and may include prescription coverage like Part D, but primarily use an HMO, to supplemental plans that cover deductibles and other expenses for Part B, but do not cover Part D. In either case you still need to pay Part B (or have it deducted from SS payments).
They wanted to charge me an additional fee (133.90) nearly double the normal 134.00/month for Part B due to my income in 2015 that included severance. But I filed SSA Form-44 about my life changing event (job loss) to get that straightened out. Some Advantage plans or $0 per month, but I am looking at one with vision and other coverage for $75/month. That is significantly less than I am paying for Obamacare which increased 38% in 2017 and my share more than doubled.

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lucy 4 months ago

I like you will be 65 in January 2018. Even though your birthday is the end of January, Medicare will start on 1/1/18.
But, unless you have had a qualifying event, then can't buy insurance now. But, "maybe" able to buy some kind of policy till you are eligible for Medicare.
Call and talk to an agent that could advise you.

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Insurance Pickle.com 4 months ago

Medicare supplement policy.
Unlike the others...I am assuming you're looking for suggestions for next January and not now. Call a broker in November-ish to get a supplement policy.

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Robt 4 months ago

Google it locally as it varies greatly

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Spock (rhp) 4 months ago

welcome to ObamaCare. It is probably the only individual health insurance you can buy.
you're about to discover that monthly charges are high and deductibles are huge. ACA [ObamaCare] is worse than Medicare for those.

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A Hunch 4 months ago

If you had qualifying insurance in the last 60 days and lost it through no fault of your own, then you can purchase it from any insurance company or online at healthcare.gov
If you haven't had coverage in the last 60 days, you can't purchase any coverage now.
Thanks to Obamacare you can only purchase insurance during open enrollment.

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