My mom lives in Florida and I am moving to Seattle. I am 18. Can I stay on her health insurance?

  • by Ella
  • Apr 15,2017
  • 7 answers

My mom lives in Florida and I am moving to Seattle. I am 18. Can I stay on her health insurance?


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Insurance Answers (7)

B 4 months ago

her policy may well cover kids under age 26 like you, but you will still need an insurance card and eligible doctors which are in network in her plan, so get on that

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StephenWeinstein 4 months ago

You might be able to stay on it to avoid the tax penalty for being uninsured. However, you probably won't be able to use it in Seattle.
Also, between the ages of 19 and 30, health insurance is needed mainly for things that you aren't likely want your parents to know about, such as drug addiction and abortion. (If you use her health insurance, then the insurance company has to tell her.)
You should get your own insurance, so that you don't need to use hers.

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A Hunch 4 months ago

You can stay on her insurance, but you might not be able to use it.
She needs to find out if the insurance will work for regular doctor visits in WA.
If not, you can purchase your own.

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Robt 4 months ago

No kid.
Once you move out of state, u pay unless u a Registered College Students.
Even then mom's insurance will NOT cover most of the bills.
U'll need employment with benefits (insurance).
U don't qualify to move out.
Have educated adults teach explain reality to u there and in Seattle.
Unless you got sugar daddy to support u, u'll need to Google local homeless shelter there FAST for places to live.

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Amy 4 months ago

You could, but her plan likely only includes doctors in Florida.

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Flower 4 months ago

No. Every state regulates its own health insurance. The exception is if her plan allows non-network charges which are higher. You have to get your own insurance from Washington state exchange (established under Obamacare laws) or go to a county clinic or a charity clinic, or get a job that has insurance at lower premiums.

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Donald B 4 months ago

You have found the problem that insurance does not cross state lines. Some people in congress are trying to change that. Are you supporting them? Probably not!

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