Question about Medicare parts A and B.?

  • by pgdguy
  • Apr 20,2017
  • 4 answers

Question about Medicare parts A and B.?


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Insurance Answers (4)

AlCapone last month

Here's the answer:
https://www.medicare.gov/sign-up-change-...

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Zarnev last month

Yes, you need to have Part B before you can get either a Medicare Supplement or a Medicare Advantage plan.
Unless you have a special enrollment period available (such as retiring and terminating your group policy) open enrollment for Part B runs January 1 through March 31 of each year for a July 1 effective date. Be aware that there is a penalty to pay if you did not sign up for Part B when first eligible unless you had other creditable coverage.

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Judith last month

Yes. Any supplementary plan won't pay what Medicare would have paid - if you had Medicare. So if you have a bill for $100 and Medicare would have paid $80, no supplement will cover that $80. They would pay the $20 and you'd be responsible for the $80 UNLESS you are currently employed and have coverage via your employer. In that case, your insurance via employer is primary and Medicare is secondary meaning that your employer group health care plan pays first; Medicare second.
You can't sign up for Part B whenever you want to. There are 3 enrollment period:
1) The initial enrollment period which is the 3 months before age 65, the month you are 65 and the 3 months following.
2) The general enrollment period which is Jan thru March of every year and a
3) Special enrollment period which begins with the first month you are no longer employed and covered through an employer group health care plan - this period is 7 or 8 months long.
The only exceptions to the above enrollment periods are if you have ALS or end-stage renal failure.
If you aren't in any one of those enrollment period then you are out of luck and will have to wait until Jan 2018 to enroll. Your Part B premiums will be 10% greater each month for every year that you could have signed up but didn't.

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Insurance Pickle.com last month

Yes. Supplements are side bar to A & B, so they're prerequisites.

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