So I was a state farm policy holder until just recently. I have always updated my address each time I moved to a new location.
So I get a notice from State farm stating that because of my address change (6 months ago) I was mistakenly being billed a lower premium rate. They wanted to increase my premium by an additional $100 a month. I immediately contacted an agent and set up a policy with a new company and had the new policy faxed over to state farm to start the cancellation process just before the next pay period/ month of coverage began. I'd like to note that state farm does not have a penalty for canceling a policy nor do you have to pay for the remainder of the year (just the time you have been covered)
After contacting state farm again, they informed me that I will owe for the previous months that I was being under charged. Is that even legal? I of course am not paying them a dime.
My question is, should I file a suit to avoid these scumbags from adding this to my credit report. What legal steps should I take? After all, it was their mistake.