Do anyone has been asked by your home insurance , to remove your trampoline from your home?

  • by Silvestre
  • Aug 04,2017
  • 5 answers

Do anyone has been asked by your home insurance , to remove your trampoline from your home?


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Insurance Answers (5)

mbrcatz 6 months ago

Trampolines are the #1 cause of liability claims on homeowners insurance policies. It's more dangerous - from a claim point of view - than having pitt bulls.
Most insurance companies won't ask you to get rid of your trampoline - they'll just flat out cancel you. There is only ONE insurance company I know of, that doesn't mind if you have a trampoline - USAA, if you can qualify with them.
Otherwise . . . get rid of your trampoline. Hopefully BEFORE there's an injury.

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marys.momma 6 months ago

Trampolines are notorious for causing injuries. Out in your yard, accessible to neighborhood kids, it would be considered an "attractive nuisance". You might not even be able to get coverage if you have one.

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Zarnev 6 months ago

Trampolines are the biggest source of liability claims for homeowner's policies. All insurance companies will require that you remove the trampoline if they know that you've got one. Also, if you ever have a liability claim from using a trampoline they won't renew your policy and it'll be years before you'll be able to get homeowners insurance again from any company.

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Casey Y 6 months ago

Trampolines are worse than swimming pools when it comes to both claims and attractive nuisance, severity tends not to be as high though.
If you have a net, smaller broken bone claims are reduced, but those nets have been known to seriously injure kids. If you don't have nets, the kids just fall to the ground, break bones and their parents sue.

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Dan B 6 months ago

Insurance companies view these as dangerous toys. Some will ask you to remove them or they'll cancel your policy. Some will have an exemption and will not cover injuries or death benefit unless you by an expensive rider.

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