A few weeks ago my oven got too hot and the wires melted into each other causing them to touch, 10 feet sparks flew violently from behind my oven with myself and both my children right there in the kitchen. Luckily everyone is ok and it did not catch on anything to start a fire. But it really shook me up and got me thinking i need to get a renter insurance policy ASAP. I have been looking into it now for a few days and as a single mother of two my budget is about 15 a month. I really liked Jetty but the company claims it is for city living and im not in a city however i can still purchase but its such a new company makes me nervous. Any suggestions to which company has the best bang for my buck would be greatly appreciated! Thanks in advance!