Is "Obamacare" good or bad?

  • by Dan
  • Aug 25,2017
  • 16 answers

Is "Obamacare" good or bad?


LIKE OR DISLIKE:

  

Insurance Answers (16)

shainock 3 weeks ago

great for low income people, but people in higher income pay huge premiums to offset this.

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B 3 weeks ago

great for poor people, but insurance companies are dropping out of counties where they can't make a buck, so lots of counties across the US have no offerings! Bummer! Maybe Trump can fix that.

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Beverly S 3 weeks ago

If you are middle class it's horrible!

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H. Marie 3 weeks ago

for some it is a disaster for others it is probably a god send
but to demand people buy insurance is wrong
yes you are required to have car insurance, or you don't use the streets to drive your car, or you might end up in jail for driving without car insurance but that is your choice, if you choose to do so
you are not required to have life insurance, insurance on your home unless you don't want to pay for the damages that could be caused
the point is most doctors will not refuse to treat someone who doesn't have insurance to cover the costs so that means you and I who buy insurance pay for them in higher premiums, the money to provide the services will come from someone

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Amanda 3 weeks ago

It's good as a bridge when you really truly need it until you can get a fairly decent paying job. I'm on that edge where I make $12/hour 4 days a week and I need a second job to support my grandmother, thus I'll be losing it. If you have to support anyone else it's unbelievably useless.

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babyboomer1001 3 weeks ago

Good for those who do not have it and do not need it. Bad for those who have it or who need it and cannot afford it.

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Amy 3 weeks ago

It's pretty good, but not great. The set of laws that finally passed were a crappy compromise between what Democrats wanted, what Republicans wanted, and what insurance corporations wanted.
It does include some important laws such as the one that limits how much profit an insurance company can make, preventing them from just raising premiums.
And of course, it requires everybody who can afford insurance to buy insurance instead of bankrupting themself and leaving their hospital bill to be paid by the government.
However, Obamacare does nothing to solve the fundamental problem that we consume more medical services than we can afford.

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StephenWeinstein 3 weeks ago

For everyone who couldn't get insurance before Obamacare, at any price, and now finally can get insurance, sometimes for the first time in their life, it is very good.
For everyone who previously had to pay over $2000 per month per person because of preexisting conditions and now can get insurance at the same price as anyone else, it's good.
For everyone who is complaining that the cost of their insurance has gone up by about 10% or so each year since Obamacare, it seems bad, but is actually good, because the cost of their insurance would have gone up more without Obamacare (before Obamacare, insurance always went up about 20% a year, every year).
For employers and insurance companies that were going to cancel insurance policies anyway, it is good because it gave them an excuse for what they were going to do anyway.
For everyone whose employer or insurance company was going to cancel their insurance anyway, it seems bad, because they were told that Obamacare was why they lost their insurance, but that wasn't necessarily true, and Obamacare gave them more options to replace the insurance that they were going to lose anyway, and would have lost (with fewer options for replacement) without Obamacare.
It is bad for insurance agents, because it made the option of buying insurance online (without using an agent) more widely available.
And it is bad for those doctors that specialized in uninsured patients and now don't have as many.

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Rick 3 weeks ago

Very bad

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StephenG 3 weeks ago

better than anything conservatives can offer but certainly not perfect

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jeos 3 weeks ago

a

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Paul 3 weeks ago

It's good for most, bad for about 7% of the country, and that can be improved on, so mostly good, as the GOP found out from most of the American people. I'm curious, can you tell me WHY it is a bad thing??

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James 3 weeks ago

It is bad and Obama lied about it . He said you could keep your doctor and the plan you have if you liked it . He lied .

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Bryan 3 weeks ago

Good for poor people. They have insurance when they didn't. Not so good for the middle class, particularly those that buy their own insurance.

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amy lynn 3 weeks ago

Both.
Some parts of the program established by Obamacare are good for everyone, such as eliminating "pre-existing conditions" not being covered. Before Obamacare, insurance could refuse to cover pre-existing conditions if you had to pick up coverage with a new insurance company. For people who get insurance through jobs and would like to change jobs, knowing that their pre-existing conditions wouldn't be covered by new insurance companies might have kept some people in jobs that they weren't really happy with. With Obamacare, insurance companies can't deny coverage of pre-existing conditions.
I do think that Obamacare has made health insurance more expensive, especially for the middle class who don't qualify for free or discounted insurance under Obamacare and they are stuck either paying for insurance that they may not be able to afford or paying a penalty at tax time for not having insurance.

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Lacy555 3 weeks ago

It's basically good.

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