I live in Georgia and the hurricane Irma came through our town, wind was pretty strong and it blew our shade out of our back yard and it landed in our neighbors driveway. It scratched up our neighbors car, it was about $2000 worth of damage done to their car according to our neighbor. Our neighbor contacted his car insurance and was told they needed our home insurance information.
According to the information I found we would not be liable because this is considered an “act of God” because we didn’t cause the damage on purpose, but it was caused by the storm. I don’t know how accurate this is. I’m afraid we’re gonna have to come up with money out of pocket which is A LOT to us.
What should I expect from our insurance companies talking? What exactly does ”not being liable” mean when it comes to insurance?. Thanks.