Why pizza business required driver to have proof of improper insurance before get hired for job?

  • by Greedy
  • Sep 26,2017
  • 5 answers

Why pizza store required delivery driver a proof of personal insurance before hired for job?
It did not make sense. Personal insurance don't cover any accident when deliver a pizza because personal insurance is not commerical. When anybody buy car insurance, it under term and condition which states pizza delivery are not cover by insurance. So why pizza store required proof of insurance when get a pizza job? Only way to have insurance cover for pizza job is to get commerical policy, not personal insurance so why bother required a proof of insurance?


LIKE OR DISLIKE:

  

Insurance Answers (5)

rob 3 weeks ago

Standard policy simple

Help others find the most helpful reviews
Was this review helpful to you?  

Erik 3 weeks ago

You already asked this question. Why are you asking it again?

Help others find the most helpful reviews
Was this review helpful to you?  

Casey Y 3 weeks ago

1. They think your personal auto policy would cover it, they are wrong, but they think it might.
2. They want to make sure that you are at least legit enough that you have auto insurance.
I get the feeling you don't have insurance and want a job...you need insurance anyway.

Help others find the most helpful reviews
Was this review helpful to you?  

mbrcatz 3 weeks ago

By asking you for proof of insurance, they can pretend that they didn't know that your policy excluded coverage for delivery service, and use that as an excuse to get out form under a claim that might be filed because of an accident you might be in.

Help others find the most helpful reviews
Was this review helpful to you?  

curtisports2 3 weeks ago

To protect themselves. You cannot legally operate a motor vehicle unless you and/or the vehicle are insured. It they allow someone with no insurance to deliver for them, they can successfully be sued for negligence by anyone injured by that driver while delivering. If an insured driver is not covered by their insurance company for their delivery work, the company is not liable. They only ask for proof of insurance, they do not ask to see your policy and go over it line by line, nor do they have to.
In the early 80s, I drove for Domino's as a second job for several years. Before I took the job, I called my agent and asked if I was covered while delivering pizzas. The answer was yes, I was covered if I used my personal vehicle to deliver pizza or flowers or phone books or newspapers or pickup and drop off medical samples or whatever. It was not considered commercial use. What WAS considered commercial use was to transport people for money.

Help others find the most helpful reviews
Was this review helpful to you?  

Post a Answer

Your comment was successfully posted!

Or use your account on Blog

Error message here!

Hide Error message here!

Forgot your password?

Or register your new account on Blog

Error message here!

Error message here!

Hide Error message here!

Lost your password? Please enter your email address. You will receive a link to create a new password.

Error message here!

Back to log-in

Close