I recently got UnitedHealthCare with option #1, which has a deductible of $1750. And every paycheck, I pay around $60 for medical. My question is how does the deductible work ? How is the monthly payment related to the deductible ?
UnitedHealthCare Website has the following definition:
The amount you owe for covered health care services before your health insurance or plan begins to pay. For example, if your deductible is $1,000 per year, your plan won't pay anything until you've met your $1,000 deductible for covered health services subject to the deductible for that year. The deductible may not be applied to some services, such as preventive services.
If I have been paying the monthly amount since January(and now it is October), I would have paid $60 x 10 = $600. So if I have a $1150 doctor visit, how much do I pay ?