Over the weekend we had a drunk driver slam into the cement wall that surrounds our condos going 110mph. The cement wall shattered and sent large chunks of cement into out enclosed cargo trailer that was parked right next to the wall and completely totaled it. The driver was uninsured, and I am wondering if the HOA insurance should cover damage?
When it happened the HOA was working with us like it would cover it. Than randomly sent an email saying "nevermind" were not responsible for for property! The trailer is only covered on our Auto insurance when it is connected to our car. So since it was parked, they won t cover it. It s looking like we are out the $8,000 but wanted to see if the HOA insurance bis something worth pushing.