US citizen. I'm on my stepfather's employer insurance I believe, and when I turn 26 soon I hear I will need to get my own insurance. I don't know what sort of insurance it is I actually need, or what will happen if I don't have it. Will I be fined or something for not having it?
There seems to be many types of insurance and coverage available, and but no sources helping with forming the perspective, getting to know the options, and seeing the realistic picture. Is it just "health insurance"? "Medical coverage"? "Medicaid", etc, etc. Are those all the same thing?
It gets convoluted too fast. I need universal terms and clear actionable information.
I need it summarize in really basic terms if possible; to know what I need to actually get, and where to get it.