I have health insurance through the state of Az. Don't the cover bills if you've had a car accident?

  • by Tammie
  • Oct 18,2017
  • 7 answers

I have health insurance through the state of Az. Don't the cover bills if you've had a car accident?


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Insurance Answers (7)

mbrcatz last month

Yes, some states (I'm not sure about Arizona) have mandatory exclusions that can apply to injuries due to a car accident, if the auto coverage in those states is supposed to pay first.

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H. Marie last month

in a car accident generally the one who caused the accident has insurance that covers the other parties and the injured will sue that insurance company for coverage
but one's own insurance should cover needed medical

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lucy last month

With most auto accidents, then (if) you have medical payment coverage and/or PIP, then YOUR auto policy is primary in (most) states, and if the coverage is not enough, or (if) you do not have medical payment coverage and/or PIP, then your health insurance, or in your case Medicaid becomes (secondary) and pays for any medical treatment due to this accident.
If, not at fault and your health insurance or if Medicaid pays, then they will have a (lien) to collect back what they paid for your medical treatment on your behalf.

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amy lynn last month

Health insurance only covers bills related to health care.
If you have health care costs related to an auto accident, then those costs actually need turned over to auto insurance FIRST. Health costs related to car accidents are covered under auto insurance policies first.
Health insurance does not cover any other bills while you are injured or off work due to any medical event, including car accidents.

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A Hunch last month

If you were injured in a car accident that you are at fault of = medicaid should cover the cost of treatment.
If you were injured in a car accident that you didn't cause = medicaid will ask the other driver's insurance company to pay your bills.

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Eva last month

Coverage for medical bills incurred as the result of a car accident are covered by your car insurance first and then the remainder goes to your health insurance.

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STEPHEN last month

Health insurance and income protection are different things. Health insurance has nothing to do with paying your bills.

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