My parents owe me over 100 grand. I paid off all of their debt, and the house. Their house is worth about a 100 grand. With Obamacare subsidies going away for next year, my parents said they won't afford to have insurance, so they're planning on going without it. My mom doesn't get insurance through work, and my Dad is retired, but too young to get medicare. I'm worried that if they go without insurance, and something catastrophic happens, then they could lose their house. What would happen if my Dad has a heart attack, or something like that, and they rack up a 100k worth of debt or more? Can the hospital take the house? Is there a way to put the house in my name, so that they wouldn't be able to do that? Thanks for any advice!