How long would I be out of work after knee surgery?

  • by rmj
  • Nov 14,2017
  • 5 answers

I think at least one of my knee joints is twisted at an odd angle. How long would I have to take off from work after surgery? I saw a lady in the grocery store that said she had just had replacement knee surgery the day before and she was walking. For me, they just may be altering the position of it or adding screws or pins to my knee. I may or may not need both knees done, but one side is way worse than the other. I have long term disability for free via my insurance company (only pays 50 percent of pay up to $1,000 max per month) and good health insurance with a $2,000 deductible. I pay 20 percent of any hospitalization, but I'm hoping this can be outpatient somehow.
Would the insurance company be able to say that this was a pre-existing condition and not pay? I just got insurance, so should I wait a while before having it done?
Any advice? I'd like to get back to work as soon as I could.


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Insurance Answers (5)

lucy 6 days ago

If, your work offers short term disability, I suggest you add it (if) you can. Long term disability starts on “average” of 24 to 26 weeks. So if for instance you are out of work like Poster Judith for 4 weeks, then will not be paid any income from your work. The reason the LT is free, is that very rarely is anyone off for over 6 months.
Your $2,000 deductible applies to the hospital, specialists or even going to your own family doctor, that you pay, then after you have incurred more than $2,000 in medical bills, then insurance pays 80% (up to the out of pocket max).

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Eva 7 days ago

You won't be out long enough to qualify for long-term disability. If you're in the US, there's no such thing a pre-existing since the ACA became law. It won't be outpatient. It will be at least overnight.

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Judith 7 days ago

I had total knee replacement surgery and was in a physical therapy rehab center for 3 weeks following it. If that woman was up and about a day after the surgery then she didn't have total knee replacement surgery - she would have had partial knee replacement surgery - big difference.
Once I got home from rehab, it was at least a week before I got around well. So I would say that if you need TOTAL knee replacement surgery you can plan on being off work for at least 4 weeks. Much shorter if only partial.
NOTE: I was in a rehab facility because I live alone; had I lived with a spouse who could have cared for me then I could have been at home and a therapist would have come 5 days a week for at least an hour a day.

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Steven S 7 days ago

Something you should talk about with your doctor, not us. We do not know the severity.

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Tavy 7 days ago

She never had a total knee replacement, I have had both done, although I could walk 2 days afterwards it was not outside.
Knees swell and it takes some weeks to settle down.
The average time off work is 6 weeks.

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