So it's possible to be too poor for assistance with Marketplace Healthcare coverage?

  • by Victoria
  • Dec 07,2017
  • 10 answers

I helped my mom fill out an application for healthcare coverage through the marketplace since the deadline is coming soon, and I was sure she'd qualify for some assistance based on her income. I got back the results stating that she is actually too low income and that based on the low income, she could qualify for Medicaid but that state of Texas has decided not to offer that at this time because it's only for the disabled or pregnant women. The cheapest marketplace plan is $300/mo (which is almost half of her monthly gross income, before taxes) so that's out of the question. So the only other option is to just have no insurance because her very low income allows her to get out of paying a penalty for not being insured. I'm incredibly sad for her...I wish I could help...sorry, no question, just a sad ramble.


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Insurance Answers (10)

Best answer

Judy 6 days ago

sorry, but true, you have to make over a minimum amount to get a subsidy

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mark 2 days ago

Yes

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tree 3 days ago

\

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C 4 days ago

So your mother is not disabled. She just chooses to work 20 hours a week? How is that everyone else's problem?

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Casey Y 6 days ago

Medicaid...

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H. Marie 6 days ago

if her income is less than required for the marketplace she is eligible for the state assistance, of course it is possible

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A Hunch 6 days ago

As the others have mentioned = yes.
But also, how is mom supporting herself? Based on minimum wage laws in Texas, earning $600 a month is working 20 hours a week. Can she work more hours?

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StephenWeinstein 6 days ago

She has one other option. She could move to another state. Some states do offer Medicaid to a person in her situation. She just has to move to one of them.

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Lolly 6 days ago

Does she have anything that could qualify her for disability? If she has no disability, she'll have to find a job.
p.s. Don't vote Repubican.

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Beverly S 6 days ago

Yes there is a minimum amount you must make to buy on the market place.

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