My boyfriend started working full time for the first time in January of 2017. By the end of the year he will have made just over 20,000 dollars so it will be his first time filing his taxes. He hasn t had health insurance the entire year. He just recently found out he can be fined if he doesn t have health insurance, and I ve read it isn t cheap. Yesterday he applied online for health insurance and was accepted, but still needs to pay the first fee so he can get his cards in the mail. Will he be fined for the year of 2017 for not having insurance? Or will joining for 2018 prevent this?