If an employee recently had a child who is responsible to inform the health insurance and add them to their plan. The employee or employer?

  • by Melissa
  • Dec 13,2017
  • 17 answers

Okay maybe I should be more clear. I am not the employee who recently had the baby. I work in the office and the HR lady who handles this retired last week. With Jan 1st approaching, the person who replaced her and I are working on the new insurance rates and I noticed the employee did not have his new addition added onto his plan. I was aware his wife had a child but just assumed the HR lady took care of it since she has taken care of it with two other employees including me in the past.


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Insurance Answers (17)

H. Marie 6 months ago

the employee applies for the additional coverage for the child, it may be that the child is already covered by the other parent's insurance

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Gina 6 months ago

The employee needs to notify HR. Change of life events qualify an employee to make changes to their insurance policy outside of the enrollment period. Hr should have forms. Once the forms and documentation is received by HR. The HR rep is responsible for submitting the information to the insurance company.

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lucy 6 months ago

LOL. It appears that no one has read your question/comments.
Not sure of the timeline, but once a baby is born, then there is a (30) day window to (add) the baby to the policy of the (employee’s) health insurance, due to an “event” that you can add/delete coverage (other) than open enrollment, for an “special” event.
As a “general” rule this (should) not be your problem, but the employee who had a baby, to notify to add coverage on the (employer) insurance.
Here is my suggestion, is to call the (former) HR person and ask (how) did you handle these situations in the past? “Technically” it is (not) HR job to add or not, since the burden is on the (employee) to add. As an example, say that the employee and (spouse) have health insurance with (each) job, thus they could decide to add to (either) one or the other due to the cost.
I suggest for the next few weeks/months you have the former retired HR person on your contact list to ask questions.

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Beverly S 6 months ago

It's up to your company. Ask them if they do it or if you need to.

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Flower 6 months ago

Of course. If you dont inform your employer, the child wont be on the policy. What kind of stupid question is that? You will have to pay cash for the child if it is not insured.

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B 6 months ago

the employee has the responsibility to notify his insurance company, however the employer could/should notify any employee that a change in status is to be reported by the employee

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Judith 6 months ago

It is your responsibility to see to it that HR knows and you make sure the paper work is initiated to include your child.

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They Pelted Us With Rocks 6 months ago

Ask your Human Resources person.
Because you just saying "oh I had a kid" doesn't qualify. You telling he HR person, might.

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David S 6 months ago

The employee must take the necessary steps to insure the child by notifying the employer and completing the necessary paperwork.

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kelvin 6 months ago

the employee

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Jeffrey 6 months ago

I doubt if the employee would have the ability to add someone to the employers insurance policy.

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Jo 6 months ago

Ask your boss

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gingerbread man 6 months ago

There should be someone at your job that specifically handles health insurance claims and other matters involving health insurance. It's the employee's responsibility to notify the health plan director as soon as the child is born.

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reenzz 6 months ago

Both

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Chez Lunati 6 months ago

I''ll fart in my own mouth

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Nosehair 6 months ago

You could do nothing and the new baby might or might not be put on your health insurance policy. I suggest taking a more "hands on" approach to the important things in your life.

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Pascal the Gambler 6 months ago

The employee of course.

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