Health Insurance for a single student?

  • by Tyler
  • Jan 10,2018
  • 10 answers

Hello, I am having problems finding health insurance. I am a single full time student and a general healthy individual. I need health insurance only for major accidents and maybe 1-2 doctor visits per year. I am also a veteran. There are so many options and I am a little lost. Any incite or recommendations would be greatly appreciated.


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Insurance Answers (10)

mbrcatz 2 days ago

Right now, you don't get to pick and choose what kind of plan you get. All the plans out there right now are "obamacare compliant" which means, relatively high deductibles and premiums. There's no choice.
But as a veteran, if you can get in to the VA medical system, your care will be free.

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Janet S 3 days ago

As a veteran, you have it.

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Kevin7 3 days ago

i think consult your parents and a lawyer

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StephenWeinstein 4 days ago

I recommend that you get whatever is available in the state where you live. To get something that is available in one of the other states, you would have to move there.
Getting a recommendation from somewhere who doesn't know where you live really doesn't make any sense, because the recommendation will probably be something for one of the 49 states where you don't live and not for the 1 state where you do live.

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Flower 5 days ago

There is catastrophic health insurance if you are under 30 that was part of the Affordable Care Act. Go to your insurance exchange in your state or call one of the major carriers and ask. If you are a vet and have a lower income you can go to the VA.

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A Hunch 5 days ago

We don't know where you are located. Health insurance is unique to each area.
In most parts of the country open enrollment for 2018 has closed and you can't purchase coverage at this time.
Additionally, if are over age 30 you are not eligible to purchase a catastrophe policy only.
As a veteran, your best option may be VA Health Care
https://explore.va.gov/health-care
Or a program through your school, may be another good option.

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Greg 5 days ago

You would probably want a high deductible plan. You will have to pay for your visits but should get the insurance company's negotiated rates.

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Eva 5 days ago

As a veteran, you should be eligible for VA insurance. If you have that, you don't need anything else. Other than that, you would go on the marketplace to see what is available to you. If you're under 30, you can choose a "catastrophic" plan that has a very high deductible but a low premium. Bronze levels and above cover 1 wellness (check up) visit per year. Any other visits would fall under your deductible so you'd have to pay them out of pocket. You might want to check if your college offers a health plan. If you're 26 or younger you also may qualify to be on a parent's plan.

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Casey Y 5 days ago

Pretty sure you can get coverage through the VA as a veteran (assuming honorable discharge).
What does the school offer to students?

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Edward 5 days ago

Insight

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