Is there any way back after my car insurance being Void?

  • by halil
  • Jan 17,2018
  • 6 answers

April 2017 I purchased Car insurance from Direct Line, i hardly ever drive as i travel to work with public transport, anyway, after 10 months my insurance sent me an email saying my insurance is void due to false information on the car purchase date, Relationship with named driver and job title, I have never checked these information if they were correct since i purchased the policy because as I hardly drive I never actually think about my insurance and so I forgot to actually check my details. my job title changed which i forgot to update, my car purchase date i done a big mistake which i wasn't aware off, and the relationship between me and the named driver was also done by mistake. However when I took this policy out I was at Uni and I called my dad to help me out as i had a seminar, my dad's English is not very great but he can understand so he made the mistakes, I am totally innocent and i am really upset and stressed about my insurance being void as I have never ever come across to such thing before in my life time, I recently got married and am working really hard to provide a good life to my family, i am so stressed is there anything I can do please?
When I spoke to Direct Line over the phone they told me that I can come back to them after 5 years so does this mean that this only stays on my record for 5 years?


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Insurance Answers (6)

S last month

forget about these guys and go to another insurance carrier you will havee to pay more because you have had a laps but it will not be a problem. Just get insured before driving any more.

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Roxanneland last month

Just go to another insurance company and don't even mention you had insurance.
It's not anything to worry about.

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H. Marie last month

if you plan to keep the car apply to another insurance carrier

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Casey Y last month

Just find another insurance company.
You are not totally innocent. You elected someone to represent you and they provided incorrect information or material misrepresentation. That's on you...

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mbrcatz last month

Dude, try another one. Your "job title" won't void your insurance for fraud. The reason they gave, is that you put the policy in a name that was not the car owner or the spouse (like, maybe your dad? Maybe to avoid higher rates for a young driver?); and possibly committed driver fraud as well.
You will have to buy "high risk" car insurance for a while. I'd strongly suggest you do this yourself, and not drag your dad into it.

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StephenWeinstein last month

You are not totally innocent. You are required to check it carefully. You are extremely guilty of not doing that, and you are very lucky that they did not have you arrested.
For now, you need to get insurance somewhere else, and this time, read everything at least five times to make sure that there are no mistakes, because you might not get off so easy again.

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