I own a home in nyc
My mom lives there n she has 24/7 care with private aides.
Am I better off getting homeowners insurance or landlord insurance.
What questions should I ask and what should I look for in a policy.
Also, being in nyc, what yearly price range is fair?
Got a pricy quote from one agent who refused to give me any options or different price points. He just kept telling me to think of this as an investment.