Wedding Photog Insurance!?

  • by stephen m
  • May 29,2018
  • 6 answers

Hello!
So I have been shooting weddings as a small side gig and have not made much out of it but I am shooting a wedding this weekend where the venue requires that I have insurance. I do not have insurance but was wondering if I could get liability insurance without being a licensed business? I am sort of panicking at having to confront this with the wedding being a week away! Any help is appreciated!
Thanks!


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Insurance Answers (6)

unknown1 3 weeks ago

Sell the customers an Extended warranty.

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Casey Y 3 weeks ago

You can operate as a sole proprietor...insurance doesn't care if you are technically collecting the correct tax from your clients or whatever else may be of concern with a business license for photography.
You will need General Liability (in case your actions cause damage or injure someone) and you will need workers comp (so the facility wont have to cover your injuries). Contact some local agents, I write this stuff all of the time...but don't contact me...I don't solicit through this website.

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Steve D 3 weeks ago

Doubtful but start calling around tomorrow.

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fireflyfliesby 3 weeks ago

An umbrella liability policy would probably be your best shot.

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lucy 3 weeks ago

https://www.insureon.com/products/genera...
Google agents and business insurance with your state.
An agent/broker who does business with many companies, and even if not licensed and small (now) maybe able to get in time by the weekend.

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David 14 3 weeks ago

Talk to your insurance company ASAP. They may be able to help you.

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