Health Ins Help?

  • by ?
  • Jun 13,2018
  • 5 answers

Cigna Healthcare · Cigna Connect 200-4
Silver
Plan type: EPO
Plan ID: 99248TN0060014
OR
BlueCross BlueShield of Tennessee · Silver S04S, Network S
Silver
PPO
National provider network
Plan ID: 14002TN0330240
If you know the difference, would you advise me which one would be best? sorry for not giving further details yahoo wouldnt let me post the question


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Insurance Answers (5)

? last week

If you go on the websites of Cigna and BlueCross BlueShield, you can look at your medical benefits from there. Yahoo ANswers did not let you post the question before for your safety, as you are giving way too much personal information

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Steve D last week

We have no idea about your financial or health status so even if we knew what the plans covered and what they cost, we cannot advise you. It is your job to ascertain what you think you will need in term,s of health care over the next year, 5 years and 10 years, compare the benefits (the companies' web site will have plenty of information on the benefits and what is covered) and then pick the one that meets your pocketbook and health care needs.

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Eva last week

All silver plans have the same benefits by law. What you need to check is whether your preferred physician participates in a given insurance company's plan. In general, BlueCross/BlueShield plans have more participants and better customer service, but also have a higher premium.

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Flower last week

Get a copy of the plan and see what the benefits and coverage and premiums cost, and the annual deductible.

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A Hunch last week

Do you want an EPO plan or a PPO plan
EPO - Exclusive Provider Organization = insurance will only cover medical care by professionals in the "provider network".
PPO - Preferred Provider Network = you can see any doctor you want and the insurance will cover a portion of it. However, you get a bigger discount for medical professionals that are within the network.

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