Can I pay off the last month of my car insurrance and keep my first year no claims?

  • by ?
  • Jun 24,2018
  • 7 answers

Can I pay off the last month of my car insurrance and keep my first year no claims?


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Insurance Answers (7)

Best answer

lucy 3 months ago

https://www.confused.com/car-insurance/g...
Put simply paying ahead makes no difference, since (until) the 1 year is gone and you have had NO claims, then you have a NCB. So right now, you have 11 months towards your (1st) 1 NCB.
And yes you change insurance companies, but will need a letter from your current insurance of no claims to get the discount on the (next) company you want to insure with.
When I “google” unlimited mileage car insurance, only get rental or hire insurance. Where did you get your information, since in the UK, they have NCB, and in most cases in most policies have limited miles there, based on my “google” search.

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Casey Y 3 months ago

"No Claims" discounts will stay with the company, but you can start building up your credit with the new company with a lack of claims.

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C 3 months ago

Your "new" insurance company doesn't give a rat's azz about your old contract with your old company.
They will write you a new contract. And beware, I have gotten estimates for policies that were off by a huge amount, when the actual bill came in. They low-balled me to get me to change, and it turned out to have very little savings.

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? 3 months ago

.

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STEVEN F 3 months ago

Any discount offered by your current insurance company goes away if you switch to a different company.
ONLY the individual company even CARES about that.

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A Hunch 3 months ago

Are you sure the insurance company really has no mileage restriction? I'm not an auto insurance expert, but I've never heard of that, so make sure you completely understand the small print.
Any "no claims" discount is only tied to your current insurance company.

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Elaine M 3 months ago

Is it with the same company? Ask them. If it isn't, then no it would not apply to the new company.

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