I thought I had cancelled this life insurance policy.
My mother bought it for me, lives in a different state and wanted to pay for it for me. She paid on it for about a year before deciding that it was to expensive and it was time to cancel.
Calling on the phone to cancel the policy was confusing because it was one company doing the insurance through another company. But ultimately I thought that I had found the final company and cancelled it.
More than 6mo later I am still receiving mail from National Life Group requesting that I pay premiums. (Of course they even tracked down my new address)
They DID say that some coverage lapsed due to insufficient payment though.
My question is: if there continues to be no payments on the life insurance plan then will it just lapse? Also, do I really need to go through the phone chain again to try to cancel this policy? I was already led to believe that it was cancelled maybe there has been break in communication between these two companies.