My homeowners insurance company sent me a letter saying that they want me to allow someone to inspect my home to see if it is adequately maintained. My home is not adequately maintained, there are many things that need to be repaired, problems, etc. I don't see how it can be good for me to allow anyone into my home. I pay my premiums and have not filed any claims except a problem where I had roof damage after a storm. I have not filed any other claims. I can think of all kinds of problems that I could have if I let them inspect my home, and nothing good that can come from it. Is there any reason I should allow them to do this? What are my rights? How can I find out? I asked them to mail me a copy of the policy but they did not do that. I probably will ask again. Any thoughts?