I am 67 full retirement age. I want to retire in Dec 2018, but don't want my first payment until Jan 2019. When should I sche my appt.?

  • by edsel
  • Aug 04,2018
  • 9 answers

I am 67 full retirement age. I want to retire in Dec 2018, but don't want my first payment until Jan 2019. When should I sche my appt.?


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Insurance Answers (9)

Flower 7 days ago

You dont need an appointment. You apply for Soclal Security in December.

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curtisports2 last week

Your December payment will not be paid until January. Benefits are paid one month behind. You can make your effective beginning date for SS in December.
Apply early November. You should be approved in time for benefits to start in December. You don't need an appointment unless you have questions. You can apply online. My wife applied online a few days after turning 62, was approved in less than two weeks, and her benefits started the next month, with her first payment the month after that.

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lucy last week

https://www.ssa.gov/planners/retire/whil...
I am guessing the 1 month of delay is due to not having the income for 2018.
Or, you are worried that since retiring in December, that your (yearly) earnings would put you over the limit of 45,360, thus they can penalize you and take $1 for ever $3 over the limit.
Below copied from the SSA site.
If your earnings will be over the limit for the year but you will be retired for part of the year, we have a special rule that applies to earnings for one year. The special rule lets us pay a full Social Security check for any whole month we consider you retired, regardless of your yearly earnings.
Either way, when you want to start your SS benefits, then you can apply online 3 months in advance of (when) you want your 1st check to start. I think I remembered calling SSA and they helped me start the process.

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STEVEN F last week

You DON'T schedule an appointment to file for Social Security, and that is the ONLY program that HAS a full retirement age.

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Mr. Smartypants last week

If you want the best chance of everything going according to plan you should do it as soon as possible.
I got my SS a year late. I applied online and got a call back from a very nice, helpful woman who gave me several options. I could get a lump sum of back payments and then a certain amount every month, or I could start now and get a little more per month or start later and get even a little more. I decided to start on my birthday, which was 3 or 4 months away at the time. And the first check appeared in my bank account exactly when she said.
(You have to have a bank account or credit union account. They only do direct deposit these days.)

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Pearl L last week

probably soon so everything gets done by then

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Sandy last week

I'm curious as to why you want to wait just one month.
Anyway -
A question similar to yours has been answered previously by a user who says she was as Social Security representative.
Short answer - " If you want to delay payment of benefits then you delay filing for them. You can file no earlier than three months before you want your benefits to begin. If you want to file for Medicare but you don't want monthly benefits then you need to restrict your application to Medicare only."
If you want to start in Jan of 2019, then file/apply in October of 2018.
Here's the original question and complete answer
https://answers.yahoo.com/question/index...
Also, I believe you can do everything online.

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A Hunch last week

Appointment for what?
To begin getting SS, you don't need to schedule an appointment with anyone.
Simply complete the paperwork and submit it. Like you do with a tax return.

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Ricki last week

If you are asking about social security I believe you can designate in your application when you want to start receiving benefits.

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