If I am murdered while travelling, will my travel insurance pay my loved ones?

  • by Tyawanna
  • Jan 28,2015
  • 6 answers

I am planning a solo trip through Honduras, Indonesia and Thailand. If anything should happen to me when I'm down there, (kidnapping, murder ect) will I need a full life insurance policy to ensure my loved ones are left with something or will my travel insurance cover a payout? This trip is going on my credit card and I'd hate for my debt to weigh down loved ones should something happen on my voyage. What kind of coverage should I have in place before I depart?


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Insurance Answers (6)

Casey Y 6 months ago

You are aware that your estate would be used to offset your debts, right? If there isn't enough money, the debt does not transfer to your heirs. It may transfer to your spouse however, depending on your state.
If you do buy life insurance, this trip will likely be excluded.

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Pascal the Gambler 6 months ago

Travel insurance covers trip costs and stuff, not your life.

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jmm2112 6 months ago

We know nothing about the terms of your travel insurance. If you want life insurance, buy it.

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Flower 6 months ago

Travel insurance is not life insurance. It covers you for losses and missed travel.

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Whatevers 6 months ago

If it's a life insurance policy, yes.

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mbrcatz 6 months ago

Travel insurance won't pay out enough to ship your corpse home. You'll need real life insurance, and if you don't disclose your upcoming travel plans, it also voids coverage. Disclosing them, will likely result in an increased premium.

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