Travel Insurance/Family Costs Due To Surgery?

  • by sugarcoma101
  • May 13,2015
  • 4 answers

Hi there,
Wonder if anyone can help. My Mum has just been injured after a fall in Spain and has needed surgery. She has got travel insurance thankfully. I haven’t had a chance to speak to her health insurance yet, but I need to travel over there to be with her in hospital.
Is it common practice for insurance to cover accommodation costs for family that need to travel to be with someone injured and recovering from surgery? I know it depends on the policy etc but I’m hoping someone can give me some insight as I won’t be able to speak to them for a few hours.
Thanks all.


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Insurance Answers (4)

Tavy 6 months ago

Not that I know of in the UK. Her insurance would usually cover her not the family.
Hope all goes well with her.
UK

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Casey Y 6 months ago

I have never heard of a travel policy paying for a relative to go and visit. Technically speaking (I know it sounds heartless), there is no NEED for you to be there, you WANT to be there to support your mother. You are a good kid, but you will need to pay for this yourself.

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Maxi 6 months ago

It depends on the policy your mother has, however even the best of them will only pay for a certain amount and/or time limit for next of kin and return flight they will fly out a doctor to accompany your mother home

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lucy 6 months ago

http://www.insure.com/travel-insurance/t...
According to this site, my guess is that they would pay a "local" ambulance service to transport your mother to the airport. Then at the airport, you can arrange to have an "aide" to be with your mother, who would have her in a wheelchair and assist getting her on the plane to return home. I have used the aide before, for my ex mother in law (deceased). Then, once again once home, an aide at the airport would assist your mother from the plane in the airport to (you), who would be there to take care of her.
This would be my best guess is what they might cover. I get that you want to help your mom like any good son should, but, for them to pay for your air-flight, plus accommodations, would not be considered.
But, if I had to guess, they would pay for a "trained or medical specialist" to take care of her vs you, who has no medical training.
Only her insurance can tell you what they can pay.

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