(11/03/2017) - Here is a sampling of comments from Mid-Michigan state legislators reacting to the failure of a bill that would have reformed Michigan's no-fault auto insurance.
The bill was designed to save motorists money by reducing medical coverage and other requirements. However, members of the State House of Representatives voted down the package on Thursday evening.
Michigan drivers are the only drivers in the country legally mandated to buy insurance they dont need, dont want, and cant afford, which has left Michigan families struggling to make ends meet with the highest auto insurance bills in the country. That is wrong, and the people of this state want it to change.
This is an important issue that many representatives of the people here in the House wanted to fix. Everywhere I go in Michigan, people ask me when we will finally do something to lower their rates. Today, I can tell my constituents I fought for and voted for a plan that guaranteed a rate rollback for every single driver in Michigan. That was the right thing to do.
It is no secret that our auto insurance rates are simply too high for drivers to afford, but the bill that came before us today would not have actually helped lower these high costs for Michigan drivers. Instead, it would give insurance companies greater power to manipulate the system and avoid reducing costs for drivers at all, while at the same time cutting the benefits drivers could receive.
"Michigan drivers dont deserve that. Moving forward, I hope our bipartisan Fair and Affordable No-Fault Reform package can receive a hearing. Unlike HB 5013, it is a solution that will truly side with the drivers of our state, providing them the tangible rate relief and high-quality benefits they need.
I could not in good conscience vote in favor of House Bill 5013, as it not only fails to guarantee any real rate relief for drivers throughout the state, but it drastically reduces the level of coverage afforded to Michigan residents. Even children would be vulnerable under this bill, which would cap their lifetime benefits without providing them any legal recourse. No one chooses to be in a catastrophic car accident, and as such, they should not be victimized for needing quality coverage as a result.
"Instead, I support the bipartisan Fair and Affordable No-Fault Reform package, which would provide drivers with the cost reductions they deserve while still maintaining the high-quality coverage they need.
In the more than 30 years I have spent working for the people of Genesee County in Lansing, I have witnessed time and again that the best policies for the people of our state come from bipartisan, bicameral processes that may take some time, but in the end are always worthwhile. I am sad that the process by which House Bill 5013 came to fruition was focused on a single groups ideas, and because the bill would not provide drivers in my district any real rate relief, I could not in good conscience vote for it.
"Instead, I support the bipartisan Fair and Affordable No-Fault Reform package, which will help Michigan drivers keep their costs down while still receiving world-class benefits. I am hopeful this package will receive a hearing and vote in committee soon.