Okay so i have this theory with supply and demand. When demand is high, prices tend to go up. But since obamacare made having health insurance mandatory, the demand for health insurance went up and on top of that, stable demand, since everyone is required to have health insurance. All the health insurance company knew this and decided to take advantage of people having to have to health insurance by law. So all the health insurance providers raised the insurance prices. Thats my theory. Do you think that theory is true? Did they raise the prices are obama care went into effect?