I've had my car insurance policy for 2 years this September. My premium has gone up over $100/month since I first started this policy. No new claims.
I have the SR22 contract which lasts another year. Obviously I have a bad driving history and I'm not proud of my past. I'm just wondering why my premium continues to increase every quarter when it's renewed with no new claims. Whenever I talk to the agency, they just say that it's the lowest they can get. I know there are a lot of factors that go into determining rates but I'm kind of clueless about this.