So my boyfriend has progressive and he got a letter in the mail from them, he called them and they are raising his rates to 45 dollars extra each month. They said they are doing that because of the other people in his household. Which is his mother, his stepdad (who both have car insurance together on the same policy) and his 8 and 12 year old brother. My boyfriend is on his own policy, he isn't on theirs. But yet they are raising his rates? Does anyone know how this is possibly happening? He lives in Rhode island and is financing a car if that matters.