A person with cancer, who is nearly a stranger, is going to leave me her truck. can she pass her insurance on to me?

  • by ?
  • May 12,2018
  • 14 answers

Someone has left me a truck for when she passes away. we both realize at my age (under 25) and with the meager income i earn from work, insurance would be difficult to pay at this stage in my life. When i told her this, she suggested finding out if she can leave me her insurance policy. is there a way to take over her policy but with just my name on the insurance?


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Insurance Answers (14)

Casey Y 6 months ago

Insurance needs to be in the name of the vehicle owner.

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Beverly S 6 months ago

No, you will have to have your own.

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curtisports2 6 months ago

Vehicle insurance cost is based on the driving record and credit of the registered owner who will be the primary driver, plus it is based on the vehicle itself. You will have to obtain your own insurance before you can register the vehicle in your name. You may obtain title to the vehicle without insuring and registering it, but you'll have to keep it off-road until you do.

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vivienne 6 months ago

Of course not

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Max Hoopla 6 months ago

The insurance doesn't come with the truck. It is based on the driver.

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mbrcatz 6 months ago

Insurance policies are contracts - they are not transferrable..

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Judy 6 months ago

No, you'll have to get your own insurance.

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Cantankerous 6 months ago

No No No! If you can't afford insurance or repairs sell the truck or tell her she should donate it to a cancer charity. Aww screw that don't even take the truck. Asking a dying person to do a bunch of paperwork after they agreed to give you a car is disgusting. Really bad. Don't do it.

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David 14 6 months ago

No. You will need a new policy.

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Sandy 6 months ago

No.
Your insurance will be based on your age, where you live, your driving record, and your driving habits.
Her policy will need to be cancelled and you will need to get your own.

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KaleyK 6 months ago

No. You cannot inherit an auto insurance policy.

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Greg 6 months ago

You would need to be added as an, or actually the, insured. The rates would be based on your age, gender, driving history, and credit history.

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Metalplanttag 6 months ago

Sorry that will not happen, because each policy covers the people that drive the car, and the price is based on a number of different conditions like age, number of tickets, credit score, etc.

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Douglas 6 months ago

That would be between her, her insurance company and you for it. Some companies are good about it, but seriously, this is insurance. I would want a lawyer in on it too, with you and she up against insurance company.

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