Im pregnant and i dont have any health insurance what do I do? I need to go to the doctor, is their any health coverage i can get now?

  • by ?
  • Jul 20,2018
  • 11 answers

Im pregnant and i dont have any health insurance what do I do? I need to go to the doctor, is their any health coverage i can get now?


LIKE OR DISLIKE:

  

Insurance Answers (11)

Flower 3 months ago

You can go to your state/federal Obamacare insurance exchange and purchase a plan.

Help others find the most helpful reviews
Was this review helpful to you?  

car253 3 months ago

You have to post what state you live in. You can try Planned parenthood. And, you can have babies anywhere even at home. Ask the baby daddy to pay for it.

Help others find the most helpful reviews
Was this review helpful to you?  

Casey Y 3 months ago

Assuming you live with your parents....they will end up paying here...
Are you under 26? Get added to your parents' plan ASAP, becoming pregnant is a qualifying life event...

Help others find the most helpful reviews
Was this review helpful to you?  

? 3 months ago

Why didn't you use a condom and be responsible? Now were are going to have to support you and your child

Help others find the most helpful reviews
Was this review helpful to you?  

? 3 months ago

Nope ! You have to talk to doctor and ask for discounted price..

Help others find the most helpful reviews
Was this review helpful to you?  

babyboomer1001 3 months ago

Not likely. I hope you have a boatload of money saved. Pay out of your pocket.

Help others find the most helpful reviews
Was this review helpful to you?  

StephenWeinstein 3 months ago

If you qualify for medicaid, then you can get it now.
If not, then you probably can't get coverage now. You can go to the doctor without coverage, and pay the doctor with your own money. This fall, you can buy coverage that will take effect January 1, so it covers the birth.

Help others find the most helpful reviews
Was this review helpful to you?  

? 3 months ago

What state do you live in?

Help others find the most helpful reviews
Was this review helpful to you?  

? 3 months ago

Nope ! You have to talk to doctor and ask for discounted price.

Help others find the most helpful reviews
Was this review helpful to you?  

lucy 3 months ago

Have you heard of Obamacare, also known as the ACA. Before the ACA, to get a pregnancy health insurance policy, you had to have it (12) months (before) you got pregnant and pay the premium to guarantee that you did not buy it (when) you found out you was pregnant, thus they pay for OB, delivery etc. See, to put simply, I don’t need insurance, and then buy insurance, like being pregnant or surgery etc, till (now) that I need it, then insurance pays a major cost for just a few months of payments, then most likely drop it or cancel it, since once again don’t need it.
But before the ACA, then insurance companies could (deny) insuring if you had a pre-existing condition, thus depending in which state you live, then (no) insurance company would insure you.
But with the ACA, then insurance can’t deny insuring you due to an pre-existing reason like being pregnant, or may need surgery (next) month. But there is a (caveat) meaning to do this, you MUST buy insurance during (only) qualifying times each year, (open enrollment) which is usually in late November to have the insurance (effective) in January of the next year, or if you have a qualifying event, like losing insurance through an employer or other special events, can buy it then. The key is that you have to take the chance that you need it or not, so buy it then, so that insurance will cover you for whatever you need it for.
So unless you qualify for Medicaid (welfare) then that is your only option. But if your income is too high, then the only good news is that if just found out pregnant, then your baby will be born in 2019, so if so, then you buy insurance at open enrollment that will be effective January 1, 2019. So, (no) won’t cover OB visits, ultrasounds etc, but the major expense which is the cost to deliver the baby will be in 2019, which is when you want health insurance to cover the costs which could cost anywhere from $10,000 to $25,000?
But if the baby is early/premature and is born in 2018, then you will have a problem. My step daughter had a baby born 6 weeks early in December 2017, and she told me that the insurance was billed $80,000 (yes) I could not believe it myself, due to having a premie in ICU for almost 2 weeks in the hospital.

Help others find the most helpful reviews
Was this review helpful to you?  

Erik 3 months ago

No, but what you can do is hop into a time machine, go back in time to before you got pregnant, and use your common sense.

Help others find the most helpful reviews
Was this review helpful to you?  

Post a Answer

Your comment was successfully posted!

Or use your account on Blog

Error message here!

Hide Error message here!

Forgot your password?

Or register your new account on Blog

Error message here!

Error message here!

Hide Error message here!

Lost your password? Please enter your email address. You will receive a link to create a new password.

Error message here!

Back to log-in

Close