How much is your home owners insurance?

  • by Shawn
  • Jul 29,2018
  • 8 answers

How much is your home owners insurance?


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Insurance Answers (8)

mbrcatz 2 months ago

How long is a string? An average means nothing. You can't average a tiny shack in Iowa with $50,000 coverage with a $1,000,000 mansion on the beach in Florida and come up with any meaningful number.

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Casey Y 2 months ago

Its not just about location, its about limits of coverage...that's a big deal. It costs more to insure a million dollar home than a hundred thousand dollar home...
Provide your city/state/country and the value of the home...we can probably give you an estimate.

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? 2 months ago

I can't tell you that

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Flatulent Tea Bag Face 2 months ago

£20 something a month just for bricks and mortar, I'm told that is expensive but can't be bothered changing it.

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GLENDA 2 months ago

Over $2500.00 per annum.
But it's a rather large old log construction converted hunting lodge and very old. They could NEVER replace it because nobody builds houses like this anymore.
Oh, the TIMBERKINGS probably could but it just wouldn't be the same

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STEVEN F 2 months ago

NO ANSWER you get here is REMOTELY relevant to what you should expect to pay.
AT MINIMUM, wee need to know the market value of the home AND the location to make a BAD guess.

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amy lynn 2 months ago

Since home owner's insurance is based on the value to replace YOUR HOME, and also based on the OPTIONS you pick for covering your personal property as well as the structure, there is no way that you should use any one else's cost for insurance to try to estimate what you might expect to pay.

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lucy 2 months ago

https://usinsuranceagents.com/homeowners...
My current house of 3,500 square feet and over 45 years old, that I sold, am paying $2,900 a year.
My new house I bought and plan to move w/in 30 days is 1,300 square feet, 2 years old and will be $575 per year.
Like the one poster stated, that insurance is based on how much it would cost to (replace) the house if destroyed. With older homes, the cost to (replace) could cost much more than what the house is worth (market value).
Now another key factor that most people don’t realize is (your) credit. If lousy credit pay more and if good credit pay less. This also applies with your auto insurance.
If you want to know (what) you should be paying, then my suggestion is to talk to your neighbors who have the same type/size house as you have and ask (them) how much they are paying to see if the cost is about the same or more/less.

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