Will my Health Insurance Company be Automatically Notified When I get married?

  • by Celeste
  • Aug 01,2018
  • 11 answers

My fiance and I will be getting married soon, for now I am planning to stay on my parents health insurance plan (I am under 26) and my fiance has his own insurance through his employer. I am just wondering if I need to call and let them know I got married, but that I will be staying on the plan as usual, will they be notified automatically? Or does it just not even matter and since I am not leaving the insurance or adding anyone I don't need to say anything at all?
Thanks!


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Insurance Answers (11)

curtisports2 2 months ago

Yes, you need to let them know.

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Flower 2 months ago

You are allowed to be married and remain on your parents insurance plan. They dont have to be notified.

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StephenWeinstein 2 months ago

You need to call them.
You probably cannot stay on your parent's insurance if his employer offers insurance for employee's spouses. Insurance plans are not required to allow children to stay on their parent's plans if they can get insurance from their own job or their spouse's job. If his job gives him the option to put you on the insurance from his job, then you may have to leave your parent's insurance.

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Judy 2 months ago

no not automatic

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amy lynn 2 months ago

You need to notify them. There isn't any kind of service that notifies your business connections of your change in marital status. You will need to update your new name change with all companies you do business with which also includes your insurance coverage.

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Roger K 2 months ago

Probably not. YOU need to take the initiative and tell them.

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Cupcake's Princess 2 months ago

Nobody at all gets automatically notified that you got married. Because you're not changing anything with the insurance, you do not need to notify them of the marriage.

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Uncle Pennybags 2 months ago

Of course not. But if you aren't planning to change coverage, it shouldn't matter.
Here's a question. Why not sign on to your husband's health plan when you marry him? Isn't it time to get off mommy and daddy's health insurance?

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Valleycat1 2 months ago

Check with your current health insurance. I don’t think you can stay on your parents’ policy once you are married. Your options would be to get in your husband’s policy or get your own. But yes you need to notify the insurance company because if you try to fly under the radar and have any medical claims that is Insurance fraud.

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Billy 2 months ago

Automatically notified by whom? The marriage notification ferry? No. You've got to notify them. In fact, failure to notify them can result in the nullification of your policy and non-payment of benefits. So if you don't want to add your spouse, then tell them that. There are forms you need to sign to exclude her. If you do that, though, you will have to wait for an open enrollment period to add her later, and adding her later may come with coverage exclusions for a certain period of time, which is to prevent people from cheating the system by only adding a person because they're now sick or injured.

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A Hunch 2 months ago

No. Your health insurance company will not be automatically notified.
Nor does it matter. Married or not, if your parents allow it, you can stay on their health insurance until age 26.
But realize that if there are not other siblings also on the coverage, it is probably less expensive to purchase your own plan or be on your husband's plan.
But if you are changing your name, you need to notify the insurance company or there may be a problem with the insurance.

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