My classic car, a restored 1957 Chevrolet, was parked on the street in the front of my house. A UPS truck was delivering a package to someone on the street. The UPS driver got out of his truck and took a package to a house on the street. It looks like he forget to set the brake and as he went to deliver the package the truck rolled down a hill and into my Chevrolet. There was extensive damage to my car.
Since the car is so old and parts to repair are VERY HARD TO GET AND VERY EXPENSIVE, UPS wants to declare it a total loss and pay me what a used 1957 Chevrolet is worth. There first offer was a few thousand dollars.
I think UPS should pay what ever it takes to restore it to the way it was before the crash. Anyone have any advice on what I should do in this situation. Should I report it to my insurance company? If I do will they raise my insurance premium