I'm currently a freshmen in college, and my family asked me if I want to help pay $75 for my dad's life insurance and $40 for myself in the future. I'm really uncertain to help pay because I don't make enough. On average per month, I get $500 to $600. With that check, I pay $240 for my car insurance and $50-$80 for utility. That is about $320 out of my check. That would leave me with 3 to 400 in my pocket. Most of those money goes straight to gas, since I commute from school a lot. I do go out sometime, because at a young age, my parent were strict. I never got to go out with friends, so leaving my hometown was a opportunity to have fun. In general, for gas and outdoor stuff, I spend at least 200 in a month. Should I help my family pay for the life insurance and should I do one for myself?