What does it mean to have full coverage on Medicaid does it mean I won t have to pay that much?

  • by Fred
  • Feb 07,2019
  • 5 answers

What does it mean to have full coverage on Medicaid does it mean I won t have to pay that much?


LIKE OR DISLIKE:

  

Insurance Answers (5)

Beverly S 3 months ago

Sounds like it's going to be free, or near free. In my state they do have limitations on what they will and won't cover & I believe a limit on the number of prescriptions they will pay for, but not sure of amount. Also, any change of income must be reported immediately..

Help others find the most helpful reviews
Was this review helpful to you?  

Spock (rhp) 3 months ago

Medicaid rules and costs vary by state. We do not know where you are. Please ask specific questions of the plan seller or sponsor or your caseworker.
Key questions: what will my co-pays be for a) seeing primary care physician b) seeing a specialist c) urgent care d) drugs e) procedures and tests prescribed by doctors. These are the most frequently used costs.
In many states, ALL Medicare programs and policies are low out of pocket [cash] cost to covered individuals.
The problems will likely arise in finding physicians and facilities that will treat you at Medicaid prices [which are extremely low in most states]. The Emergency Room will always determine if you urgently need treatment, BUT you might be billed hundreds for their service and more hundreds by the examining doctor if they decide the matter is NOT urgent and "should" have been referred to your regular physician.
GL

Help others find the most helpful reviews
Was this review helpful to you?  

RP 3 months ago

It means Medicaid will cover you to the extent allowable.

Help others find the most helpful reviews
Was this review helpful to you?  

curtisports2 3 months ago

It means that if you go to a doctor or hospital that accepts Medicaid patients, you pay nothing. Some providers do not accept Medicaid patients and if you see one, you may be responsible for the entire cost. Every state has a Medicaid office. Yours can give you a list of the participating providers and can tell you what prescription drug coverage is provided.

Help others find the most helpful reviews
Was this review helpful to you?  

Flower 3 months ago

Yes, it means the state pays the whole medical bill. You dont pay anything. Good luck finding a doctor who will take Medicaid.

Help others find the most helpful reviews
Was this review helpful to you?  

Post a Answer

Your comment was successfully posted!

Or use your account on Blog

Error message here!

Hide Error message here!

Forgot your password?

Or register your new account on Blog

Error message here!

Error message here!

Hide Error message here!

Lost your password? Please enter your email address. You will receive a link to create a new password.

Error message here!

Back to log-in

Close