Can I get a refund if car insurance been over charging me a year?

  • by googleit234
  • Mar 15,2019
  • 12 answers

Can I get a refund if car insurance been over charging me a year?


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Insurance Answers (12)

car253 26 hours ago

You can get a refund if they were charging by zip code. The insurance company may not want to backdate the credit for a year because you did not notify them sooner.

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I want to know 3 days ago

Yes, I've been overcharged because they had my "area" (location) wrong. It goes by code and when I moved, they were using the old code and it was more expensive. I ended up getting a credit on my premium.

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Lad 4 days ago

Yes, I did

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Who 6 days ago

I dont get what you mean by "overcharging"
you are told what the premium is - you pay that premium
Only way they can overcharge you is if they take the money from your account and take more than they quoted for the premium (but be aware - there could have been an additional cost for paying monthly or by them having to collect the money and you not pay it directly to them
They aint overcharging if the premium was more than insurance from another company would have cost
Otherwise you can claim a refund

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FC Shuvo last week

It is possible for a fee to be charged if you cancel your car insurance. ... Most of the time, if you have had your same insurance policy for a long time, no fee will apply. If a fee is charged, it will be subtracted from your refund amount if any is due. Check with your insurance carrier about cancellation fees.

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oklatom last week

Beats me. Go see your agent and find out.

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Senbonzakura Kageyoshi last week

Depends.
If you mean from what another company was charging you compared to offering then no, that’s why they say you COULD save money.
If you’re saying instead of let’s say $100 they charge $150. They could fight it sure and ask why you didn’t notice it, or they could offer you a payment plan for your next installments. I’m sure if you complain hard enough you could get a refund.

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DEBS last week

If it was truly overcharging, then you likely could. If you are upset because you were paying for a service level or coverage you really didn't want but were actually covered, then no. You were responsible for making sure you were paying for what you wanted to buy.

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Judith last week

You should be able to - or if you keep the same insurance - they can apply the overcharge to what you owe for future months. Of course it depends upon whether or not you were truly overcharged. You signed up for a policy with a certain amount of coverage and that is what you should have been paying for. If you signed up for the wrong policy it isn't their fault; you were covered for the additional services/costs and they owe you nothing.

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nt last week

i doubt you have the first clue what you are talking about. Ask a grown up.

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exactduke last week

You can if your insurance company agrees that they've been overcharging you.
If this is a conclusion you've come to, then probably not.

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Casey Y last week

How were you being overcharged exactly?? Please answer and we'll help let you know whether you should be getting any money back.

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